1. Acceptance of Terms
By accessing or using the Franchise Health Experts website (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.
2. Services Description
Franchise Health Experts is a licensed independent insurance agency that helps franchise owners and independent business owners compare, enroll in, and manage health insurance and related benefit products. Information on this Site is for general educational purposes and does not constitute legal, tax, or professional advice.
3. No Guarantee of Coverage or Rates
Quotes, savings estimates, and plan descriptions are illustrative only. Actual premiums, eligibility, benefits, and plan availability depend on underwriting, state regulations, age, health status, and other factors. Nothing on this Site guarantees that you will be approved for coverage or receive a particular rate.
4. User Responsibilities
You agree to provide accurate information when requesting a quote or contacting us, and not to use the Site for unlawful, fraudulent, or abusive purposes. You may not attempt to disrupt the Site or access data you are not authorized to view.
5. Intellectual Property
All content on this Site — including text, graphics, logos, icons, and images — is owned by Franchise Health Experts or its licensors and is protected by copyright, trademark, and other laws. Third-party trademarks belong to their respective owners and are used for identification purposes only.
6. Disclaimer of Warranties
The Site and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, or free of harmful components.
7. Limitation of Liability
To the fullest extent permitted by law, Franchise Health Experts and its agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Site or reliance on its content.
8. Indemnification
You agree to indemnify and hold harmless Franchise Health Experts, its officers, employees, and agents from any claim, loss, or expense arising out of your misuse of the Site or violation of these Terms.
9. Termination
We reserve the right to suspend or terminate access to the Site at any time, without notice, for conduct that violates these Terms or is otherwise harmful to us or third parties.
10. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute shall be resolved in the courts located in Palm Beach County, Florida.
11. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Continued use of the Site after changes means you accept the updated Terms.
12. Contact Us
If you have questions about these Terms, please contact us at hello@franchisehealthpros.com or call 888-255-4162.